{"id":1977,"date":"2012-08-03T14:38:12","date_gmt":"2012-08-03T12:38:12","guid":{"rendered":"http:\/\/www1.studentenwerk-magdeburg.de\/?page_id=1977"},"modified":"2019-10-30T18:03:26","modified_gmt":"2019-10-30T16:03:26","slug":"finances","status":"publish","type":"page","link":"https:\/\/www.studentenwerk-magdeburg.de\/en\/finances\/","title":{"rendered":"Finances"},"content":{"rendered":"<h1>Your contact for all financial questions concerning your studies!<\/h1>\n<p><img decoding=\"async\" width=\"300\" height=\"300\" class=\"alignright size-large wp-image-1347\" title=\"Graphic BAf\u00f6G Studies Money\" src=\"https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2012\/02\/bafoeg_wuerfel-300x300.jpg\" alt=\"Graphic BAf\u00f6G Studies Money\" srcset=\"https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2012\/02\/bafoeg_wuerfel-300x300.jpg 300w, https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2012\/02\/bafoeg_wuerfel-150x150.jpg 150w, https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2012\/02\/bafoeg_wuerfel.jpg 480w\" sizes=\"(max-width: 300px) 100vw, 300px\" \/><\/p>\n<p>Hardly any student has a regular income, since the study stands in the forefront. One of the most pressing issues for students is how to ensure the upkeep of their training. Students usually live on<\/p>\n<ul>\n<li>child benefits,<\/li>\n<li>financial aid of the parents (assistance to the student),<\/li>\n<li>government education grants (BAf\u00f6G),<\/li>\n<li>scholarships,<\/li>\n<li>student loans or<\/li>\n<li>income from minor employment.<\/li>\n<\/ul>\n<p>The Studentenwerk Magdeburg&#8217;s Office for Educational Support is the contact for all financial questions concerning studies. Of particular importance are education grants under BAf\u00f6G (Federal Training Assistance Act). One half of this grant is given as a government subsidy and the other half is given as an interest-free loan that can be repaid under very favourable terms.<\/p>\n<p>If there is no or only partial entitlement to BAf\u00f6G you may face financial emergencies and cases of exceptional hardship. In these cases, students have several options to get support from both public and private sources. Even if you apply for these various financing instruments, we will do our utmost to assist you.<\/p>\n<h2>Latest News in German:<\/h2>\n<div class='newsliste'><div class='neuenews'><div class='newszeile'><div class='newsspalte'><h2 class='newstitel'><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/studium-geschafft-jetzt-bafoeg-informieren\/'>Studium abgeschlossen? Dann informiere das BAf\u00f6G-Amt!<\/a><\/h2><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/studium-geschafft-jetzt-bafoeg-informieren\/'><img class='alignright size-news' src='https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2026\/07\/Grafik_Studienende-Bafoeg-540x675.png' alt='Studium abgeschlossen? Dann informiere das BAf\u00f6G-Amt!' \/><\/a>(<a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/category\/allgemein\/\">Allgemein<\/a>, 16. July 2026) Herzlichen Gl\u00fcckwunsch! Dein Abschluss ist ein gro\u00dfer Meilenstein, auf den du stolz sein kannst. Das darfst du jetzt nicht vergessen:Informiere das Amt f\u00fcr Ausbildungsf\u00f6rderung so schnell wie m\u00f6glich \u00fcber deinen Studienabschluss! Warum ist das wichtig?Mit dem erfolgreichen Abschluss deines Studiums endet in der Regel auch dein Anspruch auf Ausbildungsf\u00f6rderung. Eine &hellip; <a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/studium-geschafft-jetzt-bafoeg-informieren\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/div><div class='newsspalte'><h2 class='newstitel'><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/jetzt-bafoeg-fuers-wintersemester-beantragen\/'>Jetzt BAf\u00f6G f\u00fcr&#8217;s Wintersemester beantragen<\/a><\/h2><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/jetzt-bafoeg-fuers-wintersemester-beantragen\/'><img class='alignright size-news' src='https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2026\/06\/some_swmd_bafoeg_sommer2026-540x675.png' alt='Jetzt BAf\u00f6G f\u00fcr&#8217;s Wintersemester beantragen' \/><\/a>(<a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/category\/allgemein\/\">Allgemein<\/a>, 25. June 2026) Der Start in die Semesterpause ist der perfekte Zeitpunkt, um deinen BAf\u00f6G-Folgeantrag zu stellen! So k\u00f6nnen wir den Antrag noch vor der gro\u00dfen \u201eAntragsflut\u201d im Oktober bearbeiten und es kommt zu keiner Unterbrechung bei deinen BAf\u00f6G-Zahlungen. Auch Neuantr\u00e4ge k\u00f6nnen bereits jetzt gestellt werden, beispielsweise wenn du bereits eine Zusage f\u00fcr &hellip; <a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/jetzt-bafoeg-fuers-wintersemester-beantragen\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/div><\/div><div class='newszeile'><div class='newsspalte'><h2 class='newstitel'><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/du-hast-dein-studium-verlaengert-nutze-das-flexsemester\/'>Mit dem Flexsemester dein Studium flexibel gestalten!<\/a><\/h2><a href='https:\/\/www.studentenwerk-magdeburg.de\/en\/du-hast-dein-studium-verlaengert-nutze-das-flexsemester\/'><img class='alignright size-news' src='https:\/\/www.studentenwerk-magdeburg.de\/wp-content\/uploads\/2026\/06\/Grafik_Flexsemester2-540x675.jpg' alt='Mit dem Flexsemester dein Studium flexibel gestalten!' \/><\/a>(<a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/category\/allgemein\/\">Allgemein<\/a>, 19. June 2026) Deine BAf\u00f6G-F\u00f6rderungsh\u00f6chstdauer neigt sich dem Ende zu und dein Studienabschluss verz\u00f6gert sich um ein Semester? Dann ist das Flexsemester etwas f\u00fcr dich! Was bedeutet das? Mit dem Flexsemester kannst du einmalig im Bachelor- oder Masterstudium ein zus\u00e4tzliches Semester BAf\u00f6G-F\u00f6rderung erhalten \u2013 und das ganz ohne die Angabe von Gr\u00fcnden. Nutze &hellip; <a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/du-hast-dein-studium-verlaengert-nutze-das-flexsemester\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/div><\/div><\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Your contact for all financial questions concerning your studies! Hardly any student has a regular income, since the study stands in the forefront. One of the most pressing issues for students is how to ensure the upkeep of their training. Students usually live on child benefits, financial aid of the &hellip; <a href=\"https:\/\/www.studentenwerk-magdeburg.de\/en\/du-hast-dein-studium-verlaengert-nutze-das-flexsemester\/\">Continue reading <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":36,"featured_media":0,"parent":0,"menu_order":4,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_mc_calendar":[],"footnotes":""},"class_list":["post-1977","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/pages\/1977","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/comments?post=1977"}],"version-history":[{"count":10,"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/pages\/1977\/revisions"}],"predecessor-version":[{"id":13047,"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/pages\/1977\/revisions\/13047"}],"wp:attachment":[{"href":"https:\/\/www.studentenwerk-magdeburg.de\/en\/wp-json\/wp\/v2\/media?parent=1977"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}