Not every student can be helped with a Bank Loan such as a training grant at the financing of his education maintenance according to the federal training grant law (grant).  Meanwhile, more and more banks and savings banks offer student loans. The number of suppliers has gotten so large that a complete overview of everyone on the market cannot be provided here. Different facilities offer a first summary, though: 

• The German student administration (DSW) creates organized summary with some very interesting loan offers.   
• Finance test of 'foundation test' of goods regularly questions credit institutions to the conditions and makes evaluations.   
• The "centre for university development" (CHE) runs tests for comparison purposes of nationwide and regional studies credit offers.

Despite the various offers, there are some points you can take into account quite generally at your decision:   

• A surety e.g. of the parents is seldom required.   
• Many suppliers offer a redemption-free phase (waiting period) after the last payment rate until you must start with the repayment.   
• Not only the amount of the payments can individually be often fixed after the education need but the size of the repayment rates also can be flexible when agreed on into dependence of the current income.   
• You should clear, whether outside the repayment plan agreed on special amortizations are possible free of charge.   
• You clear "when" and "which" track records must be produced.   
• Ask the development of the interest rate.